You’re not the only one who has ever flinched and swiped your credit card, feeling both delighted and scared at the same time. Credit card memes convey the guilty or joyous essence of those moments, the rush of collecting reward points. So , without further ado, here are the top 10 credit card memes that will make you laugh at the checkout!
Prepare to smile your way through your next purchase!
- I Swiped Now I’ll Cry Later
This meme accurately describes what you feel after you make the impulse purchase. We’ve all done, it removed the credit card and swiped, then dealt with the fallout later. It’s funny because it feels so true!
- Checking My Credit Card Balance After Shopping
After a spending spree online or at the mall, you finally check your balance, and suddenly, you regret that extra pair of shoes or the gadget you “needed.” This meme is a good old representation of buyer’s remorse that we all feel, just with a touch of humor to soften the blow.
- Credit Card: Swipe Now, Pay Later!
Optimism Realtor This meme depicts the fairytale mindset many wear when using their credit cards. The punch line derives from the fact that the drunk-driving high of swiping doesn’t match the reality of paying it off, which, in the long run, always sucks.
- When Your Credit Card Gets Denied and You Have to Break Out the Plan B
Image this: You are at checkout, about to swipe your credit card and turn to charge it, when suddenly boom, it declines. Cue the awkward silence. This is a funny jab at the awkwardness of switching to a different type of payment.
- Credit Card Reward Points: You’ve Earned It
This meme reminds us of sweet satisfaction that comes with earning rewards points on each of our purchases. It also plays into the concept that as expensive as it gets to pay something, at the very least you get a few points back. Who doesn’t appreciate a bit of cashback or travel rewards?
- When You’re Too Afraid to Look at Your Card Statement
After all, you don’t want to look at your card statement because you know it’s going to be ugly. And it also makes the mood with a joke, this one speaks to those of us who wait for that first taste of how we spend our money every month.
- Attempting to Use My Credit Card, But My Limit is Already Too High
The meme illustrates the feeling that one is trying to purchase a variety of items, only to find out that their credit card limit is over-extended. The joke is the common experience of being caught between wanting something new and recognizing that you cannot spend any more.
- When You Get Very Excited About the Sale and Forget About the Debt
We’ve all fallen victim to the thrill of a sale and bought things we really didn’t need. The joy of getting a great deal sometimes eclipses the reality of future payments, and this meme jokes about that.
- When the Cashier Says ‘Approved’ and You’re Still Waiting on Your Credit Card to Decline
There is something intrinsically funny about the anxiety of purchasing that comes with a credit card. This meme perfectly describes the feeling of praying you’re not a little over budget on the final charge, and then sweet relief when the card is approved.
- How I Feel When I Open My Credit Card Statement After a Vacation
The cost of vacations can really add up, and this meme nails the homecoming anxiety/excitement combo you get when you finally make it home and open your credit card statement. At least you’ve got memories, right?
Conclusion
Credit card memes aren’t just funny. They’re an acknowledgment of how we deal with our money on a daily basis. They take a humorous view of the stress, excitement, and occasional buyer’s remorse that accompany the use of credit cards. Whether you are swiping for a latte or an expensive gadget, these memes will help you get through it all with a laugh. So next time you whip out your card, pause to snicker at the truth behind these hilarious memes.
